- Financial regulators
- Banking staff
- Those who wish to gain a comprehensive insight into the business of banking, the impact of the financial crisis upon the banking sector globally and the far-reaching regulatory reforms
What you will learn
Upon completion of this course, you will be able to understand:
- The reasons why banks exist, the main services they offer, recent trends impacting on business areas, types of banking firms and the differences between domestic and international banking business.
- The pivotal role played by monetary policy and supervisory regulation and their impact on the banking sector (and economy as a whole).
- The rationale for central banking, the main tools and instruments of monetary policy and how various major central banks undertake their operations.
- The reasons why banks are so heavily regulated and why adequate solvency and liquidity are critical to maintain a safe and sound banking system.
- The important role played by capital in the banking sector as well as the relevance of the Basel Capital Accords.
- The determinants of bank failure as well as the toolkits at regulators’ disposal to supervise bank risk taking.
- The causes of banking and financial crises as well as effective crisis-management mechanisms.
- The main components of banks’ balance sheet and income statements, off-balance sheet activity and how to analyse bank performance and other issues using traditional ratio analysis.
- How banks manage their on- and off-balance sheet positions and the main risks faced in banking operations.
The main risk-management approaches undertaken in banking.
- The institutional features of the banking/financial systems of the UK, the US, Europe, Japan and various emerging markets and transition economies.
- How the institutional features of the different banking systems are changing and the trends that are common to all systems.
- How to analyse and discuss the structural and performance features of these (and other) banking systems.
- Some of the current issues in banking.