This was meant to be an Introduction to D&O however the content was far too complex and not relevant to the policies we handle. All attendees advised Rosie that we did not handle International D&O risks but then a lot of the subject matter was on risks in overseas territories. We expected to learn about the basis policy cover and also the additional extensions which can be added and the cover they provide. We asked Rosie to explain the Crime extension under D&O but she advised that this was a cover that could not be given under D&O. This is not aimed personally at Rosie as she was a very professional lady but the content was far too complex for an Introductory course.